What a Medical Bill Collector do?

Let’s learn what a Medical Bill Collector do. The most accurate or helpful solution is served by ehow.com.

There are ten answers to this question.

Job Description of a Medical Collector By Charles Pearson. eHow Contributor . There are times in which patients or insurance companies do not pay medical bills.

A collector can call at any time unfortunately, but they have limits as well. If you feel you are being.

Anonymous at Answerbag.com

I asked the debt collector to tell me what the bill was for, and all they can tell me is that it is from the hospital, but can't tell me what procedures or anything else but it is so old the hospital closed it out. How do I know this is real and not.

Send a certified letter to the collector asking that the collector verify the balance and charges. Also.

divabc at Yahoo! Answers

Last night I got a call from what I believe is a third party bill collector.The call is coming from a state attorney's office so Ibelieve that makes it third party,right? Anyway, of course they are threatening me about having to file a lawsuit.

only sure way is to pay off your past debts.

Victoria D at Yahoo! Answers

Ok, so long story short, I have a bill collector that I need to pay. I was recently sent to this bill collector by an attorney's agency that would not accept my debate of it was covered by my insurance, call them (as you can see it's a medical.

Before you get anxious to pay this, are you sure your insurance company does not cover this? You will.

Tracey at Yahoo! Answers

can a bill collector collect on a bill 8yrs old i thought after so many yrs if u didnt collect in a certain time then they couldnt collect it was a car repossion in usa state of georgia thanks u can reply here or my email [email protected]

Yes they can continue to try to collect on the debt. Chances are it's not showing up on your credit.

eugeneal. at Yahoo! Answers

It's about 6mnths old. Don't say pay it off.. Obviously I would if I could

They will continue to harrass you until you pay it off.

sgw at Yahoo! Answers

I went to the E.R. And was charged 525$ for the hospital bill. I got sent another bill for $625. (the doctors bill). I've got $195 left on the hospital bill.. The other one has been sent to a bill collector and I haven't paid anything on it yet. What.

Try to pay at least 10% a month to the other bills. With the collection bill, save up until you have.

sgw at Yahoo! Answers

The lender forgave the outstanding balance on the first mortgage, but held onto an outstanding balance of $83,000. They since then have sold it to a debt collector. I would like to . show more

your question is missing something. If the house was sold through a short sale then you are correct.


It is a 1929 series $50 bill with this printed on the bill, The Federal Reserve Bank of San Francisco California. The bill is in excellent shape. It also has four black . show more

The value is determined by how bad the collector wants it.


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How to Collect Payments on Medical Bills

No one likes to deal with collecting payments on medical bills. It's stressful on both the person who owes the money, as well as the person trying to collect payment. Most people cannot pay expensive medical bills all at once. Odds are that you'll have to go after payment, and that means you'll have to find ways to collect.

Confirm that all of the information in the client file is accurate. Go through it carefully before initiating contact with the client.

Send an invoice with a Past Due notice attached. If you are sending out a second notice, enclose a gentle reminder as to what the patient owes and ask them to contact you for payment options. Always use your medical practice stationary, rather than just a plain envelope.

Telephone the client. Try to keep the conversation as pleasant and non-confrontational as possible. Remind the client why they owe the money, and explain to them that you are willing to work on a repayment plan.

If payment is still not received, initiate action through the legal system. Depending upon the money that is owed, you will either be in Small Claims Court or in Superior Court. If it is in Small Claims Court, you can present the case yourself, but if it is in Superior Court, you will need an attorney to present the case.

Medical Bill Suddenly Appeared in Collections -- What Are My Options?

This QA addresses questions from real patients about healthcare costs. Have a question you'd like to see answered? Submit it to [email protected]

I recently got a phone call about a medical bill I had not previously received. It seems the hospital had an incorrect address on file, and though they sent four notices, I didn't get any of them. Now the $3,400 bill is in collections, and I can't pay it off in full. Is it too late for financial assistance? What are my options?

Those kind of phone calls are never pleasant. As if owing money isn't enough, now you have to deal with the collections process. But you're not alone. A 2014 NerdWallet study found that more than one-third of all money paid in 2012 to third-party collectors was for medical debt. Still, don't panic.

After you receive notice from the collection agency by mail, ask for validation of the debt. Do so in writing and send via certified mail. This request serves a few purposes, as the collector cannot contact you again until it provides validation or documentation that you do indeed owe the debt. So in addition to getting the legal verification in writing, it buys you some additional time, which is particularly useful if you plan on disputing the debt.

Request an itemized bill and check for errors.

As many as 80% of medical bills contain errors, according to some experts. Because of this, you should never accept a medical bill's total due at face value. Instead, try to determine what each itemized charge is for, look for duplicate charges and make sure you aren't being billed for services you didn't even receive.

Also, contact your insurance company to ensure that it paid its share. More than likely, the balance you owe is a combination of your annual deductible and your coinsurance, but having your insurance company explain how this works could uncover errors on their part.

Ask about financial assistance or charity care.

Charity care is the term used to describe hospital financial assistance programs. The specifics of these programs vary from hospital to hospital according to policy. Through charity care programs, hospitals often provide reduced-cost or completely free medical care.

At this point in the bill collection process, it could be out of the hospital's hands, particularly if it sold your debt to a third-party collection agency. But contact the hospital where you received treatment and ask to be sure. There is a chance, albeit small, that it's actually an in-house collections department still overseeing your account. Likewise, there is a small chance the hospital can call back your debt from an outside collection agency if the hospital recognizes its error in sending your bills to the wrong address.

If you have the option to work directly with the hospital, move quickly. Make sure you give them everything they need to make their decision on your eligibility for charity care, and follow up with a phone call to ensure you didn't leave anything out. Keep track of whom you talk with and the date, in case there are any questions at a later time.

Try to settle your account directly with the collections agency.

Ultimately, your goal is to get your account paid and out of collections. Under the latest version of the most commonly used credit scoring model in the U.S., known as FICO 9, medical collection accounts will soon carry less weight than other types of collection accounts and paid medical collection accounts won't impact your score at all. However, the collection action will remain on your credit report for seven years. This is important because while your FICO score carries significant weight in loan and credit applications, lenders, employers and others may look at your credit report as a whole rather than just your score. For more on the difference between your credit score and your credit report, go here.

If you can't work with the hospital, you'll have to resolve the issue with the collections company. You mentioned that you can't afford to pay the bill in full. However, collections agencies are often able to negotiate a lower total bill when you're willing to pay it off right away. Ask them to knock off any interest or penalties on account of you not having received any prior notice. If you are able to negotiate a lower balance due, get the agreement in writing. Likewise, when the account is paid in full, request written confirmation of such to keep in your records.

In the interest of getting your account paid, you may want to ask a friend or family member for a loan to pay off the debt in full.

Make payment arrangements.

As a last resort, talk with the collection agency about payment arrangements. These agencies are accustomed to working with customers to resolve their accounts and are typically pretty flexible in allowing monthly payments that fit your budget. Again, get the terms of any payment agreement in writing.

Remember, you want to get this bill paid and out of the collection agency's control as soon as possible, so reprioritizing your budget to accommodate bigger monthly payments may be in your best interest. If you're simultaneously juggling other debt -- like credit card debt -- try to keep all of your accounts in good standing. You don't want to force other accounts into collections as you focus on this one.

Do your best to keep the rest of your credit in good standing by making all payments on time and keeping your credit utilization to less than 30%. Going forward, tread cautiously when navigating the medical billing process: Follow up on missing bills, and ask questions of your medical providers and insurance company as they arise.

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medical bill sent to collections

I received a call recently about a $200.00 medical bill from 2009. It was for lab work that my primary care physician had mailed to an outside lab. The CA claimed they just found a number for me which is doubtful seeing that I am the only person with my name in the US and, like everyone else, I have Googled myself in the past and there is plenty of info including my phone number available and has been for years. I also use the same search services like Accurint at my place of employment and I know my info is out there. I requested the original bill by mail and received it which showed it had a very old address of mine listed, hence my never having received it.

I have and have always had a perfect credit score and have never paid a bill late. I'm mad as hell that someone ele's mistake may sully my credit history. I certainly have the means to pay the bill but want to wait to see what if anything can be done to salvage my credit score. Thanks, I have learned much from reading your site although I would have rather not to have ever had to find your site.